Stoddard Insurance Agency, Logo


Provide your employees
with affordable
group benefits today!


Affordable Group Benefits

Finding affordable Group Health insurance benefits for their employees is often a frustrating experience for most small-to-medium size businesses today. Providing full coverage tends to be costly and impractical. With Stoddard Insurance Agency, you don't have to overpay for what you need to stay competitive with other employers. We are a local, family-owned-and-operated brokerage firm that has been helping Silicon Valley Businesses with their benefit needs for over 40 years! 

Provide affordable Employee Benefits for your employees and boost overall morale and productivity! 
Call us today at (408) 300-1991 for a free quote!

About Us

Three generations in insurance in California!

With over 40 years' experience in Health Insurance, our agency is dedicated to serving the needs of Silicon Valley small-to-medium size businesses, individuals and families. Primarily we offer group health plans for small to mid-sized employers. We work with several insurance carriers and providers, including but not limited to:

  • Anthem Blue Cross™
  • Aetna™
  • Blue Shield of California™
  • California Choice ™
  • ChoiceBuilder™
  • Delta Dental™
  • EyeMed™
  • Health Net™
  • Kaiser Permanente™
  • Met Life™
  • Unum™
  • VSP™

In 1974, our founder, Kirk Stoddard, CLU, LUTCF, started as a health insurance broker under his father Rolph Stoddard's agency in San Jose with Aetna.  Rolph was a well respected leading Million Dollar Round Table producer for Aetna Life Insurance Co. in San Jose for over 40 years. Kirk's grandfather, Harry L. Stoddard, was a career marine underwriter for Aetna and claims adjuster based in San Francisco.  In fact, in 1925, he was even elected President of the Marine Underwriters Association of San Francisco!  Needless to say, insurance runs in the family for generations.  

We proudly serve many small to mid-size employers.  Our mission is to treat our clients like family and make our customer's buying experience as simple and painless as possible by offering either online enrollment or face-to-face meetings with each of their employees.  We are licensed, bonded, insured, and we are also uniquely bilingual in Spanish! 

Kirk also branched out in 1978 and became a Farmers Insurance Group™ agent so as to create a truly multi-line agency with the addition of products such as auto, home, life, commercial and workers compensation insurance.

Sue Stoddard, Kirk's wife, joined the agency as a licensed customer service rep in 1980.  Licensed in health, life, property and casualty, she has serviced our agency's clients with great distinction and earned high marks for many years of client satisfaction and retention. 

Steve Denton, our long-time office benefits administrative assistantperforms back office audits of payroll deductions, change processing, verification and auditing.

California Insurance License Numbers: 

  • 0435098 (Kirk Stoddard)
  • 0K31210 (Sue Stoddard)
Office Location

Health Insurance companies we represent:

Aetna Logo  Anthem Logo   Blue Shield    California Choice Logo  
Covered CA Agency Logo  Health Net Logo  Kaiser Logo Delta Dental    

Members of: National Association of Health Underwriters | The Silicon Valley Association of Health Underwriters | San Jose Silicon Valley Chamber of Commerce


If you're not in the insurance business, you know how frustrating it can be to sign up for coverage. I used to be very fearful of picking health plans because I didn't understand the process. When I met Scott Stoddard, he was so helpful and patient. He really took the time to guide me and my fiancé through everything. Both Scott and Kirk are dedicated to their clients. I can't say enough about how comfortable they made us feel. I didn't feel pressured or judged and I'm so grateful for all their help. I would absolutely recommend them to anyone.
— Anonymous

Kirk Stoddard and his team with Farmer’s Insurance are the best example of exceptional and personal services to their clients. We recently experienced this first hand. Kirk was most helpful beyond all our expectations. He thoroughly researched our policy and then explained our rights accordingly. His professional expertise, honest and trustworthy approach is admirable. You can always count on him and his team to represent their clients best interests. We can highly recommend them for all your insurance needs.

Thank you Kirk, Sue and Scott, you are a wonderful team!
With great appreciation,
— Suzanne and Angelika


Thank you for your interest. Please reach out with questions or comments using the information below. We look forward to hearing from you.


(408) 300-1991
(408) 978-7083 (Fax)

Hours of Operation
Monday - Friday, 9 a.m. - 5 p.m.
Saturday Appointments Available

1631 Willow Street, Suite 225
San Jose, CA 95125

Service Area
Serving California With a Focus on Silicon Valley

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